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  • Business Readiness for a Loan: 10 Areas to Check
    Insights | Due Diligence | Finance | SME

    Business Readiness for a Loan: 10 Areas to Check

    ByJames Opembe October 3, 2026October 4, 2026 Insights, Due Diligence, Finance, SME

    Business readiness goes beyond profit. See the ten areas covered by BizInfo Africa’s BCI and use the three-gap result as a worklist before finance or onboarding.

    Read More Business Readiness for a Loan: 10 Areas to CheckContinue

  • Financial Ratios for SMEs Kenya: What Lenders Read
    Insights | Due Diligence | Finance | SME

    Financial Ratios for SMEs Kenya: What Lenders Read

    ByJames Opembe October 3, 2026October 4, 2026 Insights, Due Diligence, Finance, SME

    Understand the ratios a lender, buyer or investor can derive from your SME financial statements and turn the weak points into a practical worklist.

    Read More Financial Ratios for SMEs Kenya: What Lenders ReadContinue

  • Payment Terms Kenya: What 90 Days Really Cost
    Insights | Due Diligence | Finance | SME

    Payment Terms Kenya: What 90 Days Really Cost

    ByJames Opembe October 3, 2026October 4, 2026 Insights, Due Diligence, Finance, SME

    A practical guide to pricing long payment terms in Kenya, with worked financing costs, cash-buffer context, payment-law pointers and a free calculator.

    Read More Payment Terms Kenya: What 90 Days Really CostContinue

  • You’re Not Dealing With a Bad Client. You’re Dealing With a Different Machine.
    Insights | Finance

    You’re Not Dealing With a Bad Client. You’re Dealing With a Different Machine.

    ByJames Opembe May 6, 2026June 27, 2026 Insights, Finance

    Every few weeks, a video goes viral. A freshly minted entrepreneur, visibly frustrated, detailing how their corporate client took forever to pay, kept moving goalposts, or buried them in bureaucracy. The comments fill up with solidarity and shared war stories. I understand the frustration. But the framing bothers me. Because calling a corporate “evil” or…

    Read More You’re Not Dealing With a Bad Client. You’re Dealing With a Different Machine.Continue

  • Time to Retire Kenya’s Exploitative CRB Clearance Certificate
    Commentary | Finance

    Time to Retire Kenya’s Exploitative CRB Clearance Certificate

    ByJames Opembe September 11, 2025June 27, 2026 Commentary, Finance

    Kenya’s credit information regime has matured, but one relic keeps taxing citizens for no added insight: the Credit Reference Bureau (CRB) “Certificate of Clearance .” A certificate is just a dated status note. It adds nothing beyond what a standard credit report and the credit score inside it already tells an employer, lender, or tender…

    Read More Time to Retire Kenya’s Exploitative CRB Clearance CertificateContinue

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  • Home
  • Episodes
  • Blog
  • Tools
    • Entrepreneur Type Test
    • Africa Intelligence Map
    • BCI Calculator
      • FAQ’s
      • Methodology
    • AfCFTA Export Readiness Index
      • AERI FAQs
      • AERI Methodology
    • The Cost of Waiting
    • Financial Health Check
    • Procurement Readiness Checker
    • Glossary
  • About
  • Contact